See what National MI has to offer:
National MI began with a promise to restore trust in the mortgage industry. We are keeping that promise. We move MI forward through innovation, take a straightforward approach to both our products and practices to ensure lenders’ confidence in the loans they place with us, and treat every customer as if they are our only customer. We’ve established credibility in the industry by building a strong company with no legacy risk, demonstrating a track record of performance and growth, and delivering innovative mortgage solutions that are clear and concise. We help more people realize the dream of getting into a home, which contributes to the revitalization of our economy and residential communities.
Moving MI Forward
- Pioneering 12 month rescission relief: Rescission relief after 12 timely borrower payments, providing peace of mind and certainty of coverage to lenders.
- Offering the best terms of coverage: Unsurpassed investigation relief and appraisal overstatement protection – for no surprises.
- Pledging a sensible and fair underwriting approach: A Sensible Servicing approach in which we commit to an intention not to investigate and rescind coverage by considering “life events.”
- Putting customers first, always: Built to pay claims and committed to doing the right thing for our customers.
Financial Strength and the Distinct Value of National MI’s Certificate:
New, privately funded capital to deploy in the market.
| Our Unique Differentiators | Benefits To You | ||
| Financial Strength & Capacity | |||
| A Desire to Deploy Capital |
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National MI Certificate Distinction
| Financial Strength and Capacity |
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| Focused on Your Production Needs |
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| Trusted Partnership |
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| Facilitating Home Ownership |
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Solely forward-focused and poised to write new business
National MI seeks to restore confidence in the private mortgage insurance industry.
National MI SafeGuard® – Moving MI Forward: Certainty of Coverage After 12 Months
| Our Unique Differentiators | Benefits To Our Clients | ||
| Shorter Path to Coverage Certainty in 12 Months | |||
| Transparency of Coverage |
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Willing and Able to Pay Claims
We are well-capitalized and will be there to pay your claims. With National MI SafeGuard® coverage, your claim will not be rescinded or denied provided that the borrower makes just 12 consecutive, timely payments* — half the time than the industry standard.
1Reflects 12 months of consecutive, timely borrower payments (from borrower’s own funds).
2Please refer to National MI’s Master Policy for additional coverage details.
National MI TrueInsight® – Confidence You Can Rely On: Underwriting Approach
| Our Unique Differentiators | Benefits To Our Clients | ||
| An Innovative Underwriting Approach | |||
| Non-Delegated and Delegated: Same Pricing, Guidelines and Coverage | Delegated Assurance Review:
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- Same pricing and guidelines for Non-Delegated and Delegated Channels.
- Gain the confidence of a second pair set of eyes with ATR Confidence.
- Stay ahead of the curve with our Delegated Assurance Review. Allows upfront quality controls in the loan manufacturing process.
National MI TrueGuide® – Where Common Sense Resides: Straightforward Guidelines
| Our Unique Differentiators | Benefits To Our Clients | ||
| Maximize Business Efficiencies | |||
| Flexible and Straightforward |
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- Grow loan volume with National MI’s DU/LP Jumbo Loans program.
- Get more savings and purchasing power with National MI. A better alternative to FHA.
National MI AXIS – Relentlessly Reliable: Advanced Exchange & Information System
| Our Unique Differentiators | Benefits To Our Clients | ||
| Advanced Online MI Platform | |||
| Transactional Ease of Use |
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*Previously, National MI was the only MI company to offer rescission relief after 18 months, this period has been condensed to 12 months. Please refer to National MI’s Underwriting Guideline Manual and Master Policy for a complete description of policies and requirements.